Estate Planning
Estate planning involves planning how to pass on your assets in the most effective way, and a big part of estate planning usually revolves around minimising inheritance tax.
This can be achieved by using up exemptions and allowances, making gifts, arranging life insurance or simply spending your money.
Estate Planning
Estate planning involves planning how to pass on your assets in the most effective way, and a big part of estate planning usually revolves around minimising inheritance tax.
This can be achieved by using up exemptions and allowances, making gifts, arranging life insurance or simply spending your money.
Help with Inheritance Tax (IHT)
If your assets don’t reach the allowance figure you won’t have to worry about tax, but if they surpass it Kingsmarque can help you assess what your assets are worth, what your potential IHT liability will be, and how it fits with your present circumstances.
We can then help you prepare your estate in the most tax-efficient way.
Estate planning advice that puts you in control
Most people want to keep an element of control when passing on their assets, for example they may want their money to be used for school fees, or as a first home deposit. Or they may simply want to ensure their money stays in the family. Alternatively you may also want to leave your money to a good cause that’s close to your heart, by giving one-off cash gifts, or setting up a long term trust.
Kingsmarque can help you find the most appropriate means of gifting and help you use your annual gifting exemptions effectively.
Estate planning advice that puts you in control
Most people want to keep an element of control when passing on their assets, for example they may want their money to be used for school fees, or as a first home deposit. Or they may simply want to ensure their money stays in the family. Alternatively you may also want to leave your money to a good cause that’s close to your heart, by giving one-off cash gifts, or setting up a long term trust.
Kingsmarque can help you find the most appropriate means of gifting and help you use your annual gifting exemptions effectively.
Essential estate planning tools
Pensions are another big factor in estate planning, since they’re generally not included when inheritance tax is calculated. If you can leave your pension untouched whilst using other assets to fund your retirement, you could pass your pension on tax-free, whilst reducing the size of your taxable estate.
Trusts are another useful tool when it comes to estate planning, with many people choosing to make gifts in trusts so that money can only be accessed at a specific time or for a certain reason. Life insurance can be set up in a trust, too, so money can be accessed right away to pay an inheritance tax bill.
It’s important to start planning early, so you can pass on your assets in the most effective and tax-efficient way and reduce or manage your inheritance tax bill. We’re able to offer you tailored advice to make sure your money ends up with the people you want it to and for the reasons you choose.
The Financial Conduct Authority does not regulate estate planning, tax planning or trusts.
Wills & Probates
Writing a will is one of the most important financial decisions you can make. It allows you to determine exactly where all your money and possessions will go upon your death.
If you have a relatively simple estate then your will can easily be handled by a solicitor. If your estate is complicated it might help to work with both an IFA and a solicitor.
Wills & Probates
Writing a will is one of the most important financial decisions you can make. It allows you to determine exactly where all your money and possessions will go upon your death.
If you have a relatively simple estate then your will can easily be handled by a solicitor. If your estate is complicated it might help to work with both an IFA and a solicitor.
Probate
Probate is the legal and financial process of dealing with the property, money and possessions of a person who has died. It involves proving that a will is valid (if one exists) and confirming who has the authority to administer the estate of the deceased.
Probate can be a complicated and confusing process so acquiring the services of a qualified probate solicitor is recommended.
Kingsmarque Wealth Management does not give direct advice on drawing up wills and probate, but can point you in the direction of a qualified solicitor who does. While we will always direct you to a professional solicitor we can’t guarantee they’ll be the right fit for you.
The Financial Conduct Authority does not regulate will writing.

Asad was very knowledgeable and explained how he could help with the various aspects of my finances.
He was polite and friendly throughout. Thank you!
The financial adviser Asad Khan made contact with me very quickly.
He was able to answer questions I asked regarding my pension and advised me what I should do next.
Asad was super helpful and intuitive. He provided lots of options and tailored solutions, which was exactly what we wanted.