Services
At Kingsmarque our mission is to help you improve your financial wellbeing. Our independent advice puts you in control of your finances and your future.
From tax-efficient ways to pass on your inheritance to planning for unexpected costs, we can work with you to ensure you have the right tools and products at your command.
Take a look at Kingsmarque’s range of services and discover how they can help you.
The Financial Conduct Authority does not regulate Tax Planning.
Services
At Kingsmarque our mission is to help you improve your financial wellbeing. Our independent advice puts you in control of your finances and your future.
From tax-efficient ways to pass on your inheritance to planning for unexpected costs, we can work with you to ensure you have the right tools and products at your command.
Take a look at Kingsmarque’s range of services and discover how they can help you.
The Financial Conduct Authority does not regulate Tax Planning.
Individual Savings Accounts
Individual Savings Accounts (ISAs) are an extremely effective way to save money, since the interest you earn on your ISA investment is tax-free. At present the annual threshold is £20,000 but this is subject to change. This can be invested into a Cash ISA, an ISA that invests in unit trusts or equities, or a combination of these. Cash ISAs are available to anyone over the age of 16 while those aged 18 and over can invest in the other ISA products. Kingsmarque can advise you on the best ISA options to suit your individual circumstances.
The value of your investments can go down as well as up, so you could get back less than you invested. Past performance is not a reliable indicator of future performance.
Life assurance
You’ll no doubt wish to leave adequate provision for your beneficiaries in the event of your death and life assurance can help you do this. With our in-depth knowledge of the life assurance market, and connections within the life assurance industry, we can help you find the most suitable policies for your circumstances.
It’s important to get the policy and the amount of cover right from the start, because once you take out life assurance, you can increase your level of cover, but you can’t decrease it.
Life assurance
You’ll no doubt wish to leave adequate provision for your beneficiaries in the event of your death and life assurance can help you do this. With our in-depth knowledge of the life assurance market, and connections within the life assurance industry, we can help you find the most suitable policies for your circumstances.
It’s important to get the policy and the amount of cover right from the start, because once you take out life assurance, you can increase your level of cover, but you can’t decrease it.
Saving for retirement
It’s important to decide early on what sort of retirement you’d like to have, as well as understand how much your pension could be worth (and whether it may need topping up). Kingsmarque can help you create a savings budget and explore the best ways to help you achieve your retirement goals.
We also offer regular reviews, which will be chargeable, so can ensure you’re staying on track.
Collective investments
With a collective investment your money is combined, along with that of other investors, to create a large capital sum. Collective investments, also known as unit trusts, investment trusts or open ended investment companies (OEICs) allow investors to invest in baskets of securities, from different companies, and thereby spread their investment risk. Kingsmarque will work in partnership with you to ensure that collective investments are right for you, and ensure you have the best collective investment strategy in place.
The value of your investments can go down as well as up, so you could get back less than you invested. Past performance is not a reliable indicator of future performance.
Collective investments
With a collective investment your money is combined, along with that of other investors, to create a large capital sum. Collective investments, also known as unit trusts, investment trusts or open ended investment companies (OEICs) allow investors to invest in baskets of securities, from different companies, and thereby spread their investment risk. Kingsmarque will work in partnership with you to ensure that collective investments are right for you, and ensure you have the best collective investment strategy in place.
The value of your investments can go down as well as up, so you could get back less than you invested. Past performance is not a reliable indicator of future performance.
Critical illness cover
Critical illness cover can be helpful if you don’t have enough money to fall back on in the event of a sudden illness, or if your employer doesn’t offer you an employment package that covers periods of unemployment due to sickness.
With critical illness cover you’ll receive a tax-free sum to spend as you wish, for example on medical bills, for clearing debt or even adapting your home. Kingsmarque can assess your need for cover, as well as find you the most competitive deal from a wide range of providers.
Flexible pension benefits
Flexible pension benefits were introduced by the government in 2015 to give members of defined contribution schemes aged over 55 (rising to 57 in 2028) more freedom on how they can access money from their pension pot.
With more options than ever, however, comes more responsibility, so getting financial advice is recommended. We can explain your options clearly, examine all the tax implications, and help you create a personalised pension plan that reflects your attitude to risk.
Flexible pension benefits
Flexible pension benefits were introduced by the government in 2015 to give members of defined contribution schemes aged over 55 (rising to 57 in 2028) more freedom on how they can access money from their pension pot.
With more options than ever, however, comes more responsibility, so getting financial advice is recommended. We can explain your options clearly, examine all the tax implications, and help you create a personalised pension plan that reflects your attitude to risk.
Investment bonds
Investment bonds are single premium life insurance policies that are used to hold investments in a tax-efficient way. They can be a good way to generate income if you can afford to invest your savings for a set period of time. It’s important, however, that you are comfortable with the potential for fluctuations in the value of your investments. Kingsmarque can help you decide if investment bonds are suitable for you and explain the fees and charges you can expect to pay.
The value of your investments can go down as well as up, so you could get back less than you invested. Past performance is not a reliable indicator of future performance.
Income protection
Income protection insurance pays out a monthly amount if you are too ill or injured to work. People often claim for things like long-term back pain, accidental injury, depression or serious illnesses like cancer or strokes. Income protection can be invaluable if your employer’s cover or statutory sick pay is insufficient, and it means you won’t have to turn to other sources of income if you are unable to work.
Kingsmarque can match you to the best income protection policies from the entire market, and make sure you understand how your cover works.
Income protection
Income protection insurance pays out a monthly amount if you are too ill or injured to work. People often claim for things like long-term back pain, accidental injury, depression or serious illnesses like cancer or strokes. Income protection can be invaluable if your employer’s cover or statutory sick pay is insufficient, and it means you won’t have to turn to other sources of income if you are unable to work.
Kingsmarque can match you to the best income protection policies from the entire market, and make sure you understand how your cover works.
Structured investments
Structured investments are packaged investment products that combine traditional securities like bonds, with non-traditional financial products, for example equity options. They can be customised to meet each individual investor’s approach to risk, and to match their outlook and objectives. Kingsmarque can help you decide whether a structured investment would suit your investor profile and examine which type of structured investment would be most applicable to your requirements.
The value of your investments can go down as well as up, so you could get back less than you invested. Past performance is not a reliable indicator of future performance.
Business protection
Business protection is an often overlooked insurance product that can be used to protect a business from the impact of losing key personnel in the event of critical illness or death. It’s available for partnerships, shareholders, sole traders, and key employees.
How business protection is organised depends on a business and its specific requirements. Kingsmarque can help you assess whether business protection would be a good option for your company, and if so, which form of protection would be the most appropriate.
Business protection
Business protection is an often overlooked insurance product that can be used to protect a business from the impact of losing key personnel in the event of critical illness or death. It’s available for partnerships, shareholders, sole traders, and key employees.
How business protection is organised depends on a business and its specific requirements. Kingsmarque can help you assess whether business protection would be a good option for your company, and if so, which form of protection would be the most appropriate.
Business planning
Running a business is a time-consuming and complex affair. Specialist business advice can help you budget, manage your taxes, and make the best financial decisions for your company. Kingsmarque can work with you to understand your business goals and help you create a financial and wealth plan that delivers an efficient tax and protection structure for your business.
We’re also here to help you protect your personal wealth and guide you through the right estate and financial planning solutions to meet your unique needs.
The Financial Conduct Authority does not regulate Tax Planning.
Structured deposits
Structured deposits are savings accounts where returns are based on the performance of an index. If the index is higher than its starting date upon maturity, then you receive an interest payment. If it drops or stays the same, you won’t receive any interest however you keep the initial capital. Structured deposit plans are suitable for more risk-averse investors who are willing to accept some exposure to the stock market.
Kingsmarque can offer you unbiased advice on your options around structured deposits, in order to find the best products for your circumstances.
Structured deposits
Structured deposits are savings accounts where returns are based on the performance of an index. If the index is higher than its starting date upon maturity, then you receive an interest payment. If it drops or stays the same, you won’t receive any interest however you keep the initial capital. Structured deposit plans are suitable for more risk-averse investors who are willing to accept some exposure to the stock market.
Kingsmarque can offer you unbiased advice on your options around structured deposits, in order to find the best products for your circumstances.
Private medical insurance
Private medical insurance or private health insurance is a policy designed to cover the costs of private healthcare. Typically it covers the cost of treatment for health conditions that develop once the policy has started. Different policies provide different levels of cover, and prices can vary considerably between providers so finding the right health insurance for your needs can be tricky.
Kingsmarque can help you compare quotes from a wide range of private medical insurance providers and ensure you obtain the right cover at the right level at the most competitive price.
Tax planning
It isn’t always easy to understand what you owe, tax-wise, especially if you run a business, are a freelancer, or have multiple sources of income. With our tax planning assistance you may be able to reduce unnecessary tax bills and eliminate the risk of errors on your tax return. We’ll alert you to any allowances, reliefs, and expenses you can claim, and ensure you keep control of your money. Good tax planning can make your financial situation more predictable over the long term.
The Financial Conduct Authority do not regulate tax planning.
Tax planning
It isn’t always easy to understand what you owe, tax-wise, especially if you run a business, are a freelancer, or have multiple sources of income. With our tax planning assistance you may be able to reduce unnecessary tax bills and eliminate the risk of errors on your tax return. We’ll alert you to any allowances, reliefs, and expenses you can claim, and ensure you keep control of your money. Good tax planning can make your financial situation more predictable over the long term.
The Financial Conduct Authority do not regulate tax planning.
Asad was very knowledgeable and explained how he could help with the various aspects of my finances.
He was polite and friendly throughout. Thank you!
The financial adviser Asad Khan made contact with me very quickly.
He was able to answer questions I asked regarding my pension and advised me what I should do next.
Asad was super helpful and intuitive. He provided lots of options and tailored solutions, which was exactly what we wanted.
